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Ten ways Euroconsumers empowers consumers to stay online scam savvy
Euroconsumers and Deco Proteste at the Global Anti Scam Summit
Today, Euroconsumers and its Portuguese member Deco Proteste host the Global Anti Scam Summit on the 18-19th October in Lisbon. Euroconsumers’ Els Bruggeman shares the work that our country members do to inform and empower consumers to stand up to online scams.
Online scams cost consumers billionsÂ
According to the Global Anti Scam Alliance 300 million consumers across the world reported scams in 2021, suffering a total loss of almost $55 billion.
Hackers and online fraudsters use multiple tactics to get hold of consumers’ information, data and money. To counter this, consumer organisations need to grow consumers’ awareness, skills and confidence around scams in numerous different ways.Â
Whether someone is worried they’ve just been scammed, or they want to install the highest level of protection on their laptop – there should be the right information and guidance for them at the right time.
Here are ten ways Euroconsumers and its members are reaching consumers:Â
1. Building up the basics: general campaignsÂ
Introducing the big security picture to people is important. Simplifying key concepts and demystifying technical jargon and giving general security advice will give confidence and clarity:Â
- Cybercrime and internet scams | Testachats/Test Aankoop tips on securing data and avoiding risky behavior
- Internet security myths and truths | Deco Proteste separating out online security truth and from hypeÂ
- How can you protect your identity? | Testachats/Test Aankoop personal data reveals much about people’s identity so protecting it is key.
2. Focused guidance on fraudsters’ tactics toolboxÂ
Deeper dives into types of scam gives more information on what to do in specific circumstances, or if new, unfamiliar tools are used against consumers online:Â Â
- What is catfishing, how to recognize it and how to defend yourself | Altroconsumo  criminals using a false identity to deceive, scam or lure in users. Â
- Phishing: How to Avoid It | OCU advice on fake messages and websites or people posing as official organisationsÂ
- SMS phishing, Spoofing, Smishing or Sim swapping: how to defend yourself from new online scams | Altroconsumo learning about new mobile phone based scams and what to do if you’ve been a victim.Â
- Victim of credit card fraud? | Testachats calling your bank and cancelling your banking app if you suspect you’ve been targeted
3. Red alert: immediate warning of new scams
New scams happen fast and getting the news out on what to watch out for is critical:Â
- False messages in the name of Bpost and FPS Finance | Testachats/Test Aankoop warning of new scams and what to look out for.
- Hacker attack, what to do and how to defend yourself from cyber attacks | Altroconsumo news release after a major global data breach affecting several countries in February 2023.
- Phished OCU: warns that they are impersonating you via email | OCU as a trusted brand, OCU was used as a vessel for a scam, they warned consumers that emails claiming to be from OCU contained malicious links.Â
- Fraud Alerts | Deco Proteste area on the organisations’ website that tracks the latest fraud news and alerts.Â
- False messages in the name of Bpost and FPS Finance | Testachats/Test Aankoop warning of new scams and what to look out for.
4. Always aware, anytime anywhere
Scammers act anywhere and anytime that people are online, we give information on the times and places where scams are most likely:
- OCU warns of 5 common cybersecurity threats during the holidays problems can occur on holiday through online rental sites or using open Wi-Fi networks Â
- Seven tips for Black Friday | OCU | Good shopping and not fake Black Friday fraud | Deco Proteste  scammers will target the many consumers flocking to websites on days like Black Friday, goods may not arrive or be fake.Â
- Online social lending platform scams | Altroconsumo social lending, develop around an online community of private individuals who lend money to each other, however some platforms are infiltrated by unidentified or private companies who may defraud people.
- Online shopping: complaint in case of scam | Deco Proteste what to do next if you experience a scam when shopping online.
- Warning of growing scams on second-hand online platforms | OCU very cheap products, requests to pay outside the site are all warning signs of a potential scam.
5. Secure your data and devicesÂ
The more data a scammer has, the easier fraud and identity theft is. With the growth in connected home devices, there are now more access points from which personal data can be stolen. Tips on how to stop weak product security letting hackers in:
- 10 Tips to Protect Your Home Network | Testachats/Test Aankoop tailored advice on securing a home wifi router, a gateway to devices and data in the home.Â
- Connected objects: should you be afraid of hackers? | Testachats/Test Aankoop test results to show how home connected devices like cameras or printers enable hackers to access data. Â
6. There is no such thing as ‘the consumer’
Different scam methods are used for different consumer age ranges or activities. Targeted advice for different consumer segments, and their friends and family includes:Â
- Scams to the elderly, how to avoid them | Altroconsumo the types of scams that are generally aimed at elderly people who tend to be less confident online Â
- How to master the internet and stay safe from scams | Euroconsumers specific messages and videos targeted at young people about how to avoid cryptocurrency scams, romance scams on data sites or untrustworthy influencers.
 7. Access to reviews and toolsÂ
Euroconsumers members testing organisations and regularly carry out and weigh up the pros and cons of cybersecurity tools on the market:
- Antivirus, how to choose the best one? | Deco Proteste a review of AV tools
- Which browser best protects against phishing? | Testachats/Test Aankoop comparison of browsers offering good protection
- The most secure and privacy-friendly cloud services | Testachats/Test Aankoop cloud services can let in cybercriminals, find out the most secure
- Best Mobile Security App | OCU a review of apps to keep mobiles secure
8. Breaking the shame barrier
Our members carry out their own surveys, or publicise and share data collected by others. It’s important to show that everyone is concerned about scams and security, and that many people have been defrauded. It is a crime and it is nothing to be ashamed about.Â
- No one is immune – 67,000 phishing cases in 2020 | Testachats/Test Aankoop Belgium’s five fold increase in phishing cases since 2019 Â
- Viruses and cyber attacks: less than one in five Italians feels comfortable | Altroconsumo survey of 900 Italians for attitudes towards cybersecurityÂ
- Financial Ombudsman Annual Report 2022 | Testachats/Test Aankoop showing an increase in phishing complaints and anti-fraud tips.
9. The enforcement wake-up call
Our members take action when platforms, traders, influencers and banks aren’t doing enough to protect consumers from scams and fraud. Publicising these cases also lets consumers know about scams and that organisations are there to stand up for them when things go wrong:Â
- Influencers and supplements: Too much misleading information. Our complaint to the Antitrust Authority | Altroconsumo dodgy diet pills and herbal supplements being promoted by influencers
- Fake reviews on Amazon, Tripadvisor and Booking | OCU Â Abusive reviews, criminal prosecutions and antitrust reporting to ask for site blackouts | Altroconsumo cases against fake reviews brought against platforms in Italy and SpainÂ
- Victim of phishing? Banks make it too difficult to get money back defending consumers in court who don’t get a refund from banks
10. Stronger together: new tools and campaigns
Eurconsumers and its members have developed their own tools in partnership with technical internet safety experts to give consumers knowledge and skills to stop scammers.Â
- Cybersimple.be | Protecting yourself online is cybersimple! Accessible guide to security tools and plenty of practical tips for staying safe online, Testachats / Test Aankoop in partnership with Google,Â
- Space Shelter | Cybersimple.be a game to learn about protecting information and avoiding scams online, Euroconsumers in partnership with Google.Â
- How to master the internet and stay safe from scams | Euroconsumers with tailored advice on scams related to cryptocurrency, dating, gaming, shopping and influencers, Euroconsumers in partnership with Meta
- “Is this site safe?” checker to assess whether an unfamiliar website has phishing, malware or viruses. Deco Proteste in partnership with ScamAdvisor
- Experience the Internet, at its best quizzes, guides and advice for children and parents on how to get the most from the internet and avoid problems. Altroconsumo in partnership with Google and Fondazione Mondo Digitale
Euroconsumers is part of the Raising Consumer Awareness panel at the Global Anti Scam Alliance’s fourth annual summit alongside KnowBe4, Sitecore, Scam Public Education Office, Singapore and Netsafe New Zealand. The session will take a deep-dive into the need for consumer awareness, unified and continuously, and showcase some best practices. The Global Anti Scam Summit is being held in Lisbon on 18th and 19th October and is hosted by Euroconsumers and Deco Proteste.